PPF/EPF Maturity Calculator
Plan your retirement with accurate PPF and EPF calculations
Compound interest calculations with detailed year-wise breakdown
Investment Calculator
PPF has a 15-year lock-in period
Current PPF rate is 8.1% per annum
Quick Facts
- PPF: 15-year lock-in period
- Tax deduction under Section 80C
- Tax-free maturity amount
- Minimum investment: 500/year
- Maximum investment: 150,000/year
Total Investment
0
Interest Earned
0
Maturity Amount
0
Investment Growth Analysis
Year-wise Breakdown
| Year | Annual Investment | Interest Earned | Total Balance |
|---|
How to Use This Calculator
PPF Calculator Guide
Select PPF Calculator
Choose PPF option from the calculator type buttons
Enter Monthly Investment
Input your monthly PPF contribution (minimum 500/year, maximum 150,000/year)
Set Investment Period
PPF has a mandatory 15-year lock-in period. You can extend in blocks of 5 years
Check Interest Rate
Current PPF interest rate is 8.1% per annum (subject to quarterly review)
EPF Calculator Guide
Select EPF Calculator
Choose EPF option to calculate provident fund maturity
Enter Salary Details
Input your monthly salary for automatic EPF contribution calculation
Set Current Age
Enter your current age to calculate years until retirement (58 years)
Employer Contribution
Standard employer contribution is 12% of basic salary
Key Features
Accurate Calculations
Precise compound interest calculations with current rates
Visual Analysis
Interactive charts showing investment growth over time
Detailed Breakdown
Year-wise breakdown of investments and returns
Important Notes
- PPF: 15-year lock-in period is mandatory. Partial withdrawals allowed after 7 years.
- EPF: Withdrawal allowed after 5 years of continuous service or at retirement.
- Interest Rates: Subject to periodic review by the government.
- Tax Benefits: Both PPF and EPF offer tax deductions under Section 80C.
- Disclaimer: This calculator provides estimates for planning purposes. Consult financial advisors for detailed planning.