Monthly Budget Planner
Take control of your personal finances
Monthly Income
Monthly Expenses
Budget Summary
Budget Health
Expense Breakdown
Income vs Expenses
How to Use This Budget Planner
Enter Your Income
Start by entering your primary income (salary, wages) and any additional income sources (freelance, investments, etc.). The tool will automatically calculate your total monthly income.
Add Expense Categories
Use the pre-filled categories or customize them to match your spending patterns. Add amounts for each category. You can add new categories using the “Add Category” button or remove unwanted ones.
Monitor Your Budget
Watch as the tool automatically calculates your total expenses, net savings, and savings rate. The budget health indicator will help you understand if you’re on track financially.
Analyze with Charts
Use the visual charts to understand your spending patterns. The pie chart shows expense breakdown by category, while the bar chart compares your income to expenses.
Track Your Progress
The savings rate percentage and budget health indicator help you track your financial progress. Aim for a positive savings rate and healthy budget status.
Export for Records
You can export this budget plan as a PDF using your browser’s print function. This allows you to save and share your budget plan or keep it for your financial records.
Pro Tips for Better Budgeting
- • 50/30/20 Rule: Allocate 50% for needs, 30% for wants, and 20% for savings
- • Emergency Fund: Aim to save 3-6 months of expenses for emergencies
- • Regular Reviews: Update your budget monthly to reflect changes in income or expenses
- • Track Daily: Keep track of daily expenses to stay within your budget limits
- • Automate Savings: Set up automatic transfers to your savings account