Net Worth Calculator
Track your assets and liabilities to understand your complete financial position. Get detailed insights with visual analytics to make informed financial decisions.
Assets
Items you own that have monetary value
Liquid Assets
Investment Assets
Real Estate
Other Assets
Liabilities
Debts and financial obligations you owe
Secured Debts
Unsecured Debts
Education Debts
Other Liabilities
Total Assets
0
Total Liabilities
0
Net Worth
0
Asset Breakdown
Liability Breakdown
Asset Categories
Liability Categories
How to Use the Net Worth Calculator
Adding Assets
- Liquid Assets: Cash, checking accounts, savings accounts, money market accounts
- Investment Assets: Stocks, bonds, mutual funds, 401(k), IRA, retirement accounts
- Real Estate: Primary residence, rental properties, vacation homes
- Other Assets: Vehicles, jewelry, art, collectibles, business ownership
Adding Liabilities
- Secured Debts: Mortgage, auto loans, secured credit lines
- Unsecured Debts: Credit cards, personal loans, lines of credit
- Education Debts: Student loans, educational financing
- Other Liabilities: Tax debts, business loans, family loans
Tips for Accurate Calculation
- • Use current market values for all assets
- • Include outstanding balances for all debts
- • Be conservative with asset valuations
- • Update your calculation regularly (quarterly or annually)
- • Don’t forget about retirement accounts
- • Include all credit card balances
- • Consider depreciation for vehicles and equipment
- • Track your progress over time
Understanding Your Results
Positive Net Worth: Your assets exceed your liabilities. Great financial position!
Zero Net Worth: Assets equal liabilities. Focus on building wealth.
Negative Net Worth: Liabilities exceed assets. Create a debt reduction plan.